How to File an Insurance Claim for a Missing Person

How to File an Insurance Claim for a Missing Person

The FBI’s National Crime Information Center (NCIC) contains over 89,000 active missing persons cases (as of May 2018). That’s over 89,000 families who are left with a gaping hole in their lives and in their households—missing fathers who taught their children to ride bikes and were never too busy to help out with a science project—mothers who made PB&J sandwiches just right, and never forgot to leave the hall light on. Most notably, many families are left without half of their household income when a parent or guardian goes missing. The missing person may have set up a life insurance policy to ensure their families would be cared for in the event of their death, but stymied law enforcement have recovered no remains, so the insurance company refuses to pay out. The family is left without any soil to begin filling the hole where the missing loved one once stood.  

The emotional roller coaster that ensues when a loved one goes missing is fraught with fear, confusion, and desperation for answers. Every waking moment, you wring your hands, hoping the loved one is safe and simply unable to communicate for rational reasons. Days go by—you cooperate with investigators and give them all the available information you have on the missing person. Weeks pass, but life goes on, even amidst a tragedy. When you consider the financial ramifications of picking up after a partner or spouse vanishes, the numbers are discouraging. A 2012 report by Legal Momentum determined the median income for two-parent families was $89,455. The median income for a single mother household was $25,493, while a single father’s income is $36,471. Those single parent incomes account for 31% and 40% of the two-parent income, respectively. How is a single parent suddenly supposed to take care of their family when nearly half their household income evaporates following the disappearance of their partner or spouse?  

In the days or weeks following the death of a parent or loved one, the beneficiary of their life insurance policy will contact the company and submit a death certificate to prove the owner of the policy is deceased. In the case of a missing person, there is no death certificate without first coordinating what is called a “presumption of death.” The Indian Evidence Act, Section 108 states presumptions of death can only be made when a person has been missing for at least seven years from the date of the initial missing persons report. This is known as the First Information Report (FIR). After the mandatory period has passed, the beneficiary may receive the claim.

In addition to the too-familiar scenarios normally surrounding missing persons—people who run away, people who are abducted, people who fall off of cruise ships or disappear from trails in national parks, etc.—other events that often fall under this legislation are missing persons who vanish during the calamity of natural disasters, such as tornadoes or hurricanes. After the flood that devastated Uttarakhand in 2013, P Chidabaram, the Finance Minister of India, asked the country’s largest life insurance provider, Life Insurance Corporation of India, to waive the traditional seven year period, having the company sign indemnity bonds so claims could be closed swiftly. The 2018 Atlantic hurricane season was particularly devastating, with two of the total eight hurricanes rated a category three or above. Hurricane Michael tore through the Florida panhandle like tissue paper, blowing Mexico Beach completely off the map. Initially, 285 people were unaccounted for in the town’s population, but was later reduced to 46 as residents were either located post-evacuation, or rescued from the wreckage. The California Camp Fire has killed 60 people to date—the deadliest in history—has displaced thousands of families attempting to outrun the flames, with many unable to contact their loved ones and let them know they’re safe. On November 14, 2018, the Butte County Sheriff’s Office released a list of 103 people who have been reported missing since the blaze began. “If your name is on the list, it means that someone is looking for you,” Sheriff Kory Honea said. “Let us know that you’re okay, so that we can stop our search for you and start looking for someone else.” That list has now swelled to 300 names and is expected to continue climbing.

mike williamsWorking closely with law enforcement is a major tenant of a successful claim on a missing persons’ life insurance policy, particularly on the presumption of death. The Indian Evidence Act only requires a beneficiary to wait seven years from the date of the FIR before filing the claim, but depending on where you live in the United States, law enforcement can use evidence to prove a missing persons’ death, even when a body cannot be found—for example, the case of Mike Williams, a man who went missing on a duck-hunting trip in Florida in 2000. Police found his boat floating abandoned on Lake Seminole, which prompted them to drag the lake in search of his remains. When no trace was found, authorities formed the theory Mr. Williams had fallen off the boat and was subsequently eaten by alligators. This theory of the accident explained why no body was ever recovered, allowing his widow to obtain a death certificate and collect on his $1 million-dollar insurance policy. Seventeen years after her husband was reported missing, Denise Williams was indicted on murder charges after her second husband (and Mike’s best friend), Brian Winchester confessed to killing Mike in conspiracy with his wife for the insurance money.

Law enforcement’s theory about Mike Williams disappearance created a loophole you could drive a truck through, but not all beneficiaries of life insurance policies can depend on this loophole. In some states, with the help of legal representation, beneficiaries of the missing insured can begin legal proceedings that would accelerate the issuance of a death certificate, but this comes with a much higher burden of proof, and demands a pool of evidence that would stand up to the most thorough, independent investigation procedures. In the event such evidence of death cannot be found, there is a procedure in place for those who must wait seven years following the filing of a FIR. After seven years, the beneficiary of the insured, or the heir of the insured, must submit the following documents to the insurance company:

  • Claimant’s statement form signed by the nominee of the legal heir
  • Copy of the FIR and the missing person’s report filed with the police
  • Original policy contract documents or indemnity bond
  • Copy of death certificate, or a court order presuming the person is dead after the lapse of seven years

When a loved one goes missing, a family is left in a stasis, paralyzed by their fear and ‘what-if’ games while the world selfishly continues to spin. Eventually, families need to pick up the pieces, a process eased by the financial support set up for them by the missing insured, but only if they can file a claim. If you have recently set up a life insurance policy for your family, educate them on the process of filing a claim should you go missing without a trace.

50 Facts About Missing Children & Adults

50 Facts About Missing Children & Adults

missing person facts1. Approximately 2,300 children are reported missing each day in the United States, that one child
every 40 seconds.
2. Nearly 800,000 people are reported missing every year in the United States.
3. May 25 th is National Missing Children’s Day.
4. In 1983 National Missing Children’s Day was proclaimed by President Ronald Reagan and
commemorates the disappearance of Etan Patz who vanished in 1979.
5. After the abduction and murder of their son Adam, John and Reve’ Walsh helped create the
National Center for Missing & Exploited Children (NCMEC) in 1984.
6. NCMEC’s Cyber Tipline began receiving reports in 1998.
7. The NCMEC Cyber Tipline has received 41 million reports since its inception.
8. Unfortunately, many children and adults are never reported missing making no reliable way to
determine the true number of missing persons in the country.
9. There is no federal mandate that requires law enforcement to wait 24 hours before accepting a
report of a missing person.
10. Missing Children Act of 1982 authorized the Federal Bureau of Investigation (FBI) to enter and
maintain relevant information about missing children in the National Crime Information Center
(NCIC).
11. In May of 2018, there were over 89,000 active missing person cases in the National Crime
Information Center at the FBI.
12. When a child is reported missing federal law requires law enforcement authorities to
immediately take a report and enter the missing child’s information into NCIC.

13. On Christmas Eve 1945, the Sodder family home was engulfed in flames. George Sodder, his wife
Jennie and four of the nine Sodder children escaped. The bodies of the other four children have
never been found.
14. Since 1984, the NCMEC’s National Hotline has received more than 4.8 million calls.
15. According to the FBI in 2017, there were 464,324 NCIC entries for missing children.
16. NCMEC has facilitated the training of more than 356,000 law enforcement, criminal justice,
juvenile justice, and healthcare professionals.
17. Of nearly 25,000 runaways reported to NCMEC in 2017, one in seven are victims of sex
trafficking.
18. In 2000, President William Clinton signed Kristen’s Law creating the first national clearinghouse
for missing adults; the National Center for Missing Adults (NCMA) was founded by Kym L.
Pasqualini.
19. Kristen’s Law, signed in 2000 by President William Clinton was named after North Carolina
resident Kristen Modafferi who vanished in 1997 while in San Francisco in a summer college
program.
20. The AMBER Alert was created 1996 after the disappearance and murder of 9-year old Amber
Hagerman from Arlington, Texas.
21. The Silver Alert is a public notification system to broadcast information about individuals with
Alzheimer’s disease, dementia, or other mental disabilities.
22. There are 17,985 police agencies in the United States.
23. On average, over 83,000 people are missing at any given time to include approximately 50,000
missing adults and 30,000 missing children.
24. The first 12-24 hour the most critical in a missing person investigation.
25. For missing children the first 3 hour are especially critical as 76% of children abducted by strangers are
killed within that time-frame.
26. Most missing children are abducted by family members which does not ensure their safety.
27. As of May 31, 2018, there were 8,709 unidentified persons in the NCIC system.
28. The AMBER Alert is credited with safely recovering 868 missing children between 1997 and 2017.
29. The most famous missing child case is the 1932 kidnapping of 20-month old Charles Lindbergh Jr.,
abducted from his second-story nursery in Hopewell, New Jersey.
30. Charles Lindbergh’s mother released a statement detailing her son’s daily diet to newspapers in
hope the kidnappers would feed him properly.
31. From his prison cell, Al Capone offered a $10,000 reward for information leading to the capture
of the kidnapper of Charles Lindbergh.
32. Laci Peterson was eight months pregnant with her first child when she was reported missing by
her husband Scott Peterson on December 24, 2002. In a highly publicized case, Scott Peterson
was convicted of first-degree murder of Laci and their unborn baby.
33. The FBI Combined DNA Index System (CODIS) was authorized in 1994 and cross-references
missing person DNA, familial missing person DNA and the DNA of unidentified persons.
34. NCMEC forensic artists have age-progressed more than 6,000 images of long-term missing
children
35. NCMEC has created more than 530 facial reconstructions for unidentified deceased unidentified
children.
36. In the mid-1980’s milk carton with photographs of missing children were first used to help find
missing children.
37. Those who suffer from mental disorders, minorities, and those who live high-risk lifestyles
engaging in substance abuse and/or prostitution are less likely to receive media attention than
other case of missing persons.

38. According to the NCIC, there were 353,243 women reported missing during 2010.
39. According to NCIC, there were 337,660 men were reported missing during 2010.
40. Of reports entered into NCIC during 2010, there were 532,000 under the age of eighteen.
41. In 1999, a NASCAR program called Racing for the Missing was created by driver Darrell LaMoure
in partnership with the founder of the Nation’s Missing Children Organization.
42. If a person has been missing for 7-years, they can be legally declared deceased.
43. Jaycee Dugard was 11-years old when she was abducted by a stranger on June 10, 1991. Dugard
was located 18 years later in 2009 kept concealed in tents behind Phillip Garrido’s residence.
Garrido fathered two of Dugard’s children and was sentenced to 431 years to life for the
kidnapping and rape of Dugard.
44. All 50 states to include the District of Columbia, U.S. Virgin Islands and Puerto Rico have AMBER
plans in place to help find missing children.
45. By definition, a “missing person” is someone who has vanished and whose welfare is not known;
and their disappearance may or may not be voluntary.
46. There are 6 categories in NCIC for missing persons to include Juvenile, Endangered, Involuntary,
Disability, Catastrophe and Other.
47. About 15% of overall disappearances are deemed involuntary by the FBI, designating urgent
response.
48. The earliest known missing child case was of Virginia Dare who was the first baby born in the
New World. After her birth, her grandfather left for England and when he returned 3 years later,
Virginia and all the settlers were gone. One clue left was the word “Croatan” carved into a
settlement post.
49. In 1996, a family of German tourists visited Death Valley National Park in California, referred to as
the Death Valley Germans. In 2009, searchers located the remains of four individuals confirmed
to be that of the family.
50. Jimmy Hoffa was an American Labor Union leader and president of the International
Brotherhood of Teamsters who vanished in July 1975, and one of the most notorious missing
persons cases in United States history.

PD, Barron volunteers continue search for Jayme Closs

PD, Barron volunteers continue search for Jayme Closs

Jayme ClossThe news cycles this week have been dominated by another missing persons case in middle America, where a familiar refrain is ringing out across the media: “This does not happen here.” It’s a repeated sound byte from law enforcement and Barron, Wisconsin citizens alike as search efforts continue for 13-year-old Jayme Closs, who remains missing following the murder of her parents in their home on October 15th, 2018.

A mysterious 911 call led law enforcement to the Closs home that evening. The dispatcher could not reach the person on the end of the line; however, a commotion could be heard in the background. The 911 call log later revealed the call made from Denise Closs’ cell phone came from inside the Closs home. The call log does not offer useful information about who made the call, the nature of the disturbance, or the content of what was said—if anything. The dispatcher characterized the commotion as “a lot of yelling.” Responding officers noticed signs of forced entry when they arrived at the scene, their description quoted across media claims the door appeared to have been “kicked in.” Inside the house, they discovered James Closs, 56, and Denise Closs, 46, shot to death around 1 AM on October 15th. Their 13-year-old daughter, Jayme, was nowhere to be found on the premises.

Law enforcement officials have fielded more than 1,000 tips from citizens hoping to help find Jayme, but no solid leads have emerged from the tip line. In recent decades, developments in technology used by law enforcement have closed mile-wide gaps in missing persons investigations, especially those of minors, where every second counts. One of these developments is the growing ubiquity of surveillance cameras and CCTV footage in public places and on private property. Jayme Closs’s disappearance has caused many online armchair detectives to draw parallels between her case and that of Mollie Tibbetts, another Midwestern young woman who went missing from sleepy Brooklyn, Iowa over the summer. The major break in her case came from a surveillance camera in which the suspect’s car was seen driving back and forth on the stretch of road where Mollie was known to regularly jog. Private investigator, Thomas Lauth, notes while Jayme disappeared from a town comparable to Brooklyn, the lack of surveillance cameras in comparison to larger municipalities will likely hinder the investigation.  In addition, Lauth told Vice, although law enforcement released an Amber Alert, it likely did not unearth credible leads because authorities did not release information about any vehicles associated with Jayme’s disappearance. “Amber Alerts are effective when there is a vehicle description that goes with it. The public is very important in a case like this if there was a vehicle on the actual Amber Alert.”

Jayme Closs

Now as the search enters its second week, Chris Fitzgerald of the Barron County Sheriff’s Department is turning to the public for more help. In a press release on Monday, the department expressed a need for droves of volunteers to continue the expanding search for Jayme on Tuesday, October 23rd. “Two thousand volunteers are needed and should report to the staging area at 1883 Hwy 25, Barron, WI… Jayme remains missing and endangered and has been added to the top of the FBI’s Missing Persons list, and is currently on digital billboards nationwide,” said Sheriff Chris Fitzgerald in the press release.

Barron is a town of around 3,300 people, so two thousand volunteers? That’s more than half the town turning up to search, but it could serve as a coping mechanism for some who cannot wrap their heads around Jayme’s disappearance. Many in the community say not knowing her fate is the worst part, leaving them in a stagnate stasis of fear, where they don’t forget to lock their doors or fail to be vigilant of their children.  But the Barron County Sheriff’s Department just might meet their requirement of 2,000 as support for Jayme and her family only continues to grow and expand. On Monday, the Barron Area School District held “A Gathering of Hope” as a chance for the community to gather in solidarity for Jayme and to connect the community with support resources, such as counseling services. It’s a familiar atmosphere, the kind felt in the community Brooklyn, Iowa, following the death of Mollie Tibbetts. Mollie and Jayme were both young women who vanished from small towns under peculiar or perilous circumstances—their absence disrupting their entire communities as citizens begin shaking their heads, “This does not happen here.”

Carie McMichael is the Communication and Media Specialist for Lauth Investigations International, a private investigation firm based in Indianapolis, Indiana–delivering proactive and diligent solutions for over 30 years. For more information, please visit our website.

The Complexities of Missing Adults with Mental Illness

The Complexities of Missing Adults with Mental Illness

Mental healthWhen we think of missing persons, we often think of victims who have likely befallen violence at the hands of another. Either they have been killed and their remains concealed, or they were abducted and are being held against their will somewhere. While there are many circumstances under which a person can go missing, those who go missing with mental illness can be some of the most difficult to find. The intricate layered mesh of mental health issues combined with the complexities of a missing persons investigation make for a maddening puzzle that plagues both the heart and the mind.

Nationwide interest in missing persons cases most often occurs when the victim is a child or a young adult. News coverage of the Mollie Tibbetts case made it all the way to Washington D.C., with politicians and activists alike invoking her name. Few things attract viewers to news cycles like coverage of a case involving a missing toddler, like that of Lucas Hernandez earlier this year. Cases involving missing adults draw far less attention from both media and law enforcement, despite the fact in 2017, nearly 500k missing persons files collected by the National Crime Information Center (NCIC), 150k were persons who went missing over the age of 21.

According to the non-profit Missing People, just because a person is reported as missing does not mean law enforcement will necessarily see it that way. There are many reasons a person might disappear of their own volition. After all, adults are free to conduct their lives as they see fit, beholden to no one so long as they do not break the law. Perhaps they’re a battered spouse attempting to escape their partner, or a person escaping harassment on behalf of people in their community, or maybe they just want a fresh start. These assumptions leave missing adult cases with a high threshold to prove the person is in danger.

Molly DattilloTake for instance the case of Molly Dattilo, a woman who went missing from Indianapolis in July of 2004. She was a student at Eastern Kentucky University taking summer classes at an IUPUI campus in Indianapolis, trying to finish her education in her fifth year at 22 years old. On the night she went missing, her movements are well-documented. After dropping off a job application at a local Wendy’s restaurant, she bought supplies for school and for her personal hobbies, as well as made a change to her IUPUI schedule. At 11:00 that night, she placed a phone call from a booth at a Thorton’s gas station. When her vehicle was discovered, all of her personal belongings were left behind inside, including her wallet, cell phone, and several more job applications. From what we know, it doesn’t appear Molly had any intentions of running away, or starting over in a new place, so why did it take law enforcement months to get involved in her disappearance?

What the Johnny Gosch bill did to change how law enforcement reacts to missing child cases, Molly’s Law did for how law enforcement reacts to cases involving missing adults. The law crafted important procedures for executing investigations into missing adult cases in the state of Indiana, and assists law enforcement and the victims’ families communicate and work in tandem to find their missing loved ones. Governor Mitch Daniels signed the law in 2007, defining once and for all what constituted “high risk” in adult missing person cases and how to obtain information relevant to finding that adult. The law also states law enforcement may enter missing person’s information into the NCIC database as soon as two hours after the person is reported missing. According to the FBI, “A person of any age who is missing and who is under proven physical/mental disability or is senile, thereby subjecting that person or others to personal and immediate danger,” is the requirement for having their information placed in the NCIC database. This can be the difference between your loved one ending up in jail versus the hospital when confronted by law enforcement, whether they are looking for them or not.

The case of Kristen Modafferi also had a significant impact on law enforcement investigations into missing adults. While Kristen was only 18 at the time of her disappearance, her age still precluded the investigation from valuable resources that might have assisted in finding her.  Twenty years later, her case still remains one of the most baffling missing person cases to date. As a reaction to her case, the National Center for Missing Adults was created, one of the first of its kind. Kristen’s Act, signed into law by Bill Clinton in 2000, provided federal funding to organizations like the National Center for Missing Adults. The center lost funding in 2004 after Kristen’s Act expired and continues with the help of donations and volunteer efforts.

It is clear missing adult investigations are far more complicated than missing minors. Now when you throw the numerous complexities of mental illness into the intricate layers of a missing adult investigation, the waters become murky in record time. That’s why the National Alliance on Mental Illness (NAMI) recommends acting as soon as possible when a loved one with mental illness goes missing, first by calling the police. Information is key to finding any missing person, so providing law enforcement with all the information you can remember will be instrumental to locating them. Not just identifying information, but also details about their schedule or their daily routine can inform law enforcement of the missing adult’s habits. If your mentally ill loved one is missing for more than three days, you should request law enforcement enter their name onto the FBI’s NCIC list as an “endangered adult.” In addition to contacting the police, NAMI also suggests reaching out to the missing person’s friends and coworkers to see if they’ve heard from them.

Just like with any missing persons case, you should create a flyer with the person’s picture and include the following information:

  • Name
  • Home state and town
  • Height
  • Weight
  • Age
  • Photo of their Vehicle
  • Where they were last seen
  • Phone number of police department and name of investigator

 

Once you’ve got a flyer, check nearby hospitals, churches, homeless shelters, and libraries for your loved one, posting flyers where permitted. Getting your missing loved one’s face out there is crucial to their being found. Even more important than posting flyers is creating a social media page with the same information in order to spread the missing person’s face throughout the internet at high speeds. Getting a person’s case to go viral can often draw in helpful tips to law enforcement that can lead to resolution in the case. It is crucial you emphasize the specifics of your loved one’s mental illness so anyone who sees them can react appropriately. It’s important to remain diligent in sharing the person’s picture and their story. The internet offers the average individual an opportunity to cultivate interest in their loved one’s case in a way they cannot control with mainstream media, making it a vital tool in the modern-day missing persons investigation.

When dealing with a missing person with mental illness, it’s important you seek the advice of professionals who are familiar with the complexities of their disease. Even if you have known the  person for many years, only an expert can speak with certainty to the details of their illness. Contacting your local NAMI affiliate or another accredited mental health organization can put you in touch with people and resources valuable in locating your missing loved one. Remember, these are vulnerable people who might feel threatened, or as if they have no way out. Mental health professionals can help provide answers as to why a loved one disappeared in the first place. Regardless of the specific circumstances, it’s important to have an expert on hand to advise both law enforcement and the family of the intricacies of the person’s mental illness and what they might do next.

Christopher MorelandThe disheartening thing is once a missing adult with mental illness has been located, law enforcement is not obligated to detain them unless they have committed a crime or are a danger to themselves and others. They cannot hold them against their will, and they cannot force them to take their medication unless they have been compelled to do so by a court order. It’s not always a happy ending when a missing adult with mental illness is found. Take for instance the case of Christopher Aaron Moreland. His mother, Elise Cash, had given up all hope her son with paranoid schizophrenia would ever be returned to her. After a pattern of increasingly paranoid and suspicious behavior, Christopher had disappeared, leaving a three-month supply of his anti-psychotic medication behind. After fifteen years without answers, Cash was contacted by a woman who said she had found Cash’s son. When the mother was finally reunited with her son, he did not recognize her and refused to return home with her—he even went as far as threatening to call the police if she did not leave him alone. In 2011, he was arrested on a felony possession of marijuana charge, which landed him in jail. This provided Cash with some relief, because at least now she knew where her son was at all times.  

Dementia is not a mental illness, but adults with dementia are the most vulnerable adults who disappear. Dementia and mental illness do share some qualities, most significantly that they are disorders of the brain. Their brain chemistry is fundamentally different from the average human, leading to a myriad of brain disorders from Alzheimer’s to paranoid schizophrenia. As a result, investigating the disappearance of these persons becomes complicated. Adults with Alzheimer’s and other forms of dementia are prone to what’s known as “wandering.” There are millions of stories of individuals whose aging parents simply wandered away from the property—or from their side—one day. Kimberly Kelly is the founder and current director of Project Far from Home, an educational program tailored to train law enforcement and search and rescue teams how to respond to calls concerning missing adults with Alzheimer’s or dementia. Kelly told HuffPost, “With 5.5 million people with the disease, and 70 percent wandering away at least once, you can do the math. Even [if] it is a 10-minute wandering episode versus a 10-day episode, you’re still looking at potentially 3 million people who would be walking away any given year. It’s huge.”

Alzheimer's and Dementia It’s a startling statistic of epidemic proportions, but rarely is it covered in the media. And even more terrifying, it has the potential to become much worse as the baby boomers continue to age. That’s an estimated 16.5 million individuals who will suffer from Alzheimer’s before the year 2050. In the case of Alzheimer’s and dementia patients, they are adults who cannot afford anything less than immediate response from family and law enforcement. When they cannot remember where they are, where they wanted to go, or how to get back home, they are the definition of endangered. Help for Alzhemier’s Families is a resource website with invaluable information for caregivers. They recommend acting immediately when you realized your loved one with dementia is missing. Conduct a thorough, but expedient search for them in the area where they were last seen—allowing no more than 15 minutes. Monica Moreno is the director of Early-Stage Initiatives for the Alzheimer’s Association. According to her, “Those who wander are often found within a half mile of home or the starting location of the incident.” The first 24 hours after your loved one goes missing is crucial, so if you find no sign of them, call 911. Brace yourself and your memory, as your knowledge about the adult’s habits and behaviors will be crucial to aiding law enforcement in locating them unharmed.

Caregivers and loved ones should inform law enforcement of the specifics of their disease so they can issue a Silver Alert. A Silver Alert is like an Amber Alert, except instead of missing children, it concerns missing adults with dementia and other mental disabilities. The scope of the alert varies by state, most specifically persons over 65 who have been medically diagnosed by a medical professional as having a mental disability. Some states recognize persons of any age with a mental disability under the Silver Alert. One of the first nationally-recognized cases that laid the groundwork for this alert was the disappearance of Mattie Moore in 2004. She was a 68-year-old Alzheimer’s patient from Atlanta. After Mattie’s body was located 500 yards from her house, the city of Atlanta invented “Mattie’s Call” as a concentrated effort to support responders in search of missing adults with dementia. Today, there are few states that do not have programs formally known as Silver Alerts, or programs that are similar.

The Department of Justice responded to the epidemic of missing persons in the United States by creating the National Missing and Unidentified Persons System (NamUS). According to them, humanity is running out of time to develop a cure before there is a major spike in missing persons cases due to wandering dementia patients. Caregivers and families should register their loved one with NamUs to increase the likelihood that they will be found and identified.

Missing adults with dementiaAn avenue often unexplored by families of missing adults with mental illness is hiring a private investigator. After all, law enforcement is equipped with the tools and experience to find missing adults, especially ones with mental illnesses. However, private investigators have similar experience and tools as law enforcement, and can give your loved one’s case the focus it demands. Depending on how well-staffed a police department is, the average investigator can juggle between 30-40 cases, leaving your missing loved one with mental illness as a file on someone’s desk. On average, private investigators handle between three and four cases at a time, meaning your missing loved one’s case gets the attention and dedication it deserves. Law enforcement is not obligated to notify the family of a missing adult with mental illness if they locate them, unless they fall under the supervision of the court. A private investigator is restricted by law on the information they can release once an adult with mental illness has been located, but they can inform the missing adult that their family is concerned about them, and the private investigator can relay the message to the family that their loved one has been found.

When a loved one goes missing, as private investigator Thomas Lauth says, “the family become members of a club no one wants to join.” And when a loved one with mental illness goes missing, it can exacerbate the fear and dread. Taking action right away will help ensure the investigation gets off to a strong start. Provide information to investigators and spread your loved one’s name and story for the world to see. As Elise Cash said in a post in a Facebook group for locating missing adults, “All it takes is ONE PERSON to recognize Chris somewhere.” Seeking the advice of professionals can not only help you locate the missing adult, but also process the trauma of losing them. It’s just as important for the families of missing adults to take care of themselves while they continue their search. Find solidarity in the social media groups and pages seeking to provide support for families of missing persons. Not only will there be a network of empathetic people to prop you up, but these communities can often kick up new leads for investigators that might lead to a resolution in your case. While missing adults may not receive the same Amber Alerts children do, they still need people to look for them. And when an adult with mental illness goes missing, it’s going to take a network of educated and informed individuals to find them.

Carie McMichael is the Communication and Media Specialist for Lauth Investigations International, a private investigation firm based in Indianapolis, Indiana–delivering proactive and diligent solutions for over 30 years. For more information, please visit our website.

Why Are Cases of Murdered and Missing Indigenous Women Being Ignored?

Why Are Cases of Murdered and Missing Indigenous Women Being Ignored?

Indigenous women in this country are more likely than any other group to be raped or murdered. The salt in this gaping wound is they are also least likely to see justice. Indigenous women in this country are more likely than any other group to be raped or murdered. The salt in this gaping wound is they are also least likely to see justice. These are very passive terms, but there are no others, because the amount of data available about violent crimes against indigenous women is dwarfed in comparison to those of other groups. Last year, there were 5,646 Native American women entered into the National Crime Information Centre (NCIC) as missing. As of June 2018, there had been 2,758 reported missing. Many of their families have claimed no one bothered to investigate.

The jurisdictional issues surrounding cases occurring on reservations is a giant knot of Christmas lights; difficult to unravel, involving federal, state, and tribal law. It can sometimes be unclear to investigating bodies exactly who should be looking for answers. These cases become stillborn while law enforcement plays jurisdictional musical chairs—trails go cold, witnesses disappear, or develop amnesia, evidence is eroded. These women are not likely to be found, nor are their cases likely to be prosecuted. The disappearance of Ashley Loring HeavyRunner is a chilling example. She went missing from the Blackfeet Reservation in Montana in June of 2017. Her sister begged for help from the Indian Bureau of Affairs, and the FBI did not investigate until March of 2018, nine months later.    

Despite the fact tribes on the reservations are guaranteed self-government by the Constitution, the more serious crimes fall under the jurisdiction of the FBI. The FBI is not obligated to notify them if a member of their tribe is reported missing or murdered. On top of that, the crimes do fall under tribal jurisdiction are placed in the hands of a woefully understaffed force. “A lot of times it doesn’t go beyond the missing persons report,” said Marita Growing Thunder, a 19-year-old murdered and missing indigenous women (MMIW) activist.

Annita LucceshiIn fact, the work being done to preserve information about murdered and missing indigenous women is being performed in large part by private citizens, like Annita Lucceshi, a PhD student at the University of Lethbridge in Southern Alberta. “I realised how difficult it is to get a sense of just how many murdered and missing women there are because it changes constantly and there is so little official information,” Annita told Independent. The database she has compiled goes back a little over a century, and she described her experience with obtaining accurate information to be heavy labor. “The police are not helpful. Typically, I get no response at all. If I do, they say they don’t collect the data, or that they won’t be able to pull that information.”

It gets worse. In preparation for his film Wind River, director Taylor Sheridan paid a handful of lawyers to compile a statistic regarding murdered and missing indigenous women. After three months, they came back empty-handed, but had learned some disturbing facts along the way. As recently as 2013, sexual assault of a Native woman by a non-Native could not be prosecuted because it was a state crime on federal land. Natives accused of crimes against non-Natives can be prosecuted twice, by the federal government and by tribal police. This was rectified when the Violence Against Women Act gave criminal jurisdiction over non-indigenous people who commit sexual violence against Native American women.

Missing and Murdered Indigenous Women In 2015, the Department of Justice announced they were developing the Tribal Access Program for National Crime Information (TAP) so tribes can enter and view information in the federal NCIC database, thereby streamlining muddled communications between investigating bodies. Ten tribes were selected for the beta-test of this new system, but as of 2016, some had not received their TAP terminals. Once again, the wheels of justice turn at a glacial pace for missing and murdered indigenous women.

Carie McMichael is the Communication and Media Specialist for Lauth Investigations International, a private investigation firm based in Indianapolis, Indiana–delivering proactive and diligent solutions for over 30 years. For more information, please visit our website.